Net Loan

We are your Simple Solutions,in acquiring massive success.

Loan Amount
loan 100%
Interest Rte
loan 5%

THE ENDLESS POSSIBILITIES


Get a loan of up to R10, 000 up to 5 Million

We believe in one thing: getting a personal loan should be Simply Smart!

Applications for Net loan finance  loan is fully online.

Learn how to build a zero-based budget that you can actually stick to, and take one more step toward hitting your financial goals, paying off debt, and saving more money

How to apply for a personal loan

Tell us how much you want to borrow and for how long

Loans

Find the right loan for you

Need a loan? Find personal and Credit Card Consolidation Loans, Debit Consolidation Loans, House Loans
, Emergency Loans with

Net Loan

Secured loans

A secured loan, sometimes called a homeowner loan, is just that. It’s a loan that’s ‘secured’ against your property, and for that reason is only available to people who own their home.

With a secured loan you can borrow between R10,000 and R100,000 for a duration of up to 25 years.

As well as the larger sums you can borrow with a secured loan, another benefit is you’re more likely to be accepted with a patchy credit record. This is because lenders know they can fall back on the equity in your home if you fail to make repayments, and this gives them added security.

Secured loans

An unsecured loan, on the other hand, isn’t tied to anything but you, and that’s why it’s commonly known as a personal loan.

With a secured loan you can borrow between R10,000 and R100,000 for a duration of up to 25 years.

. The sums on offer might be lower but so is the risk as your home isn’t on the line. However, because there’s less at stake for you, lenders will run more stringent credit checks before handing out any money, and so securing a personal loan could be trickier (although certainly not impossible) if your credit score isn’t as peachy as you’d like.

What is a loan?

Let’s strip it right back to basics - a loan is a lump sum of money you borrow from a lender. You decide how much you need and along with your personal circumstances, that’ll dictate which type of loan you apply for. Once you’ve set the loan amount, you agree with your lender how much you’re going to pay back each month, including interest, and over what period of time

How to get a loan online

The process of getting a loan online will vary slightly from lender to lender, but with us it’s super straightforward and looks like this:

  • Tell us how much you want to borrow and how long you need to pay it back
  • Give us a few personal details like your name, address and employment status
  • We’ll then run an eligibility check (which won’t affect your credit score)
  •  find out if it’s a ‘yes’ or ‘no’ there and then.
  • Credit scores can be a confusing subject, as there is a lot of conflicting information about them out there. Our handy guides will set the record straight. We’ve got all you need to know – from what the difference is between your credit score, credit report and your credit history, to how lenders use them when you apply for a credit card, loan, mortgage, mobile phone contract, tenancy agreement or even pay monthly home or car insurance.

    We’ll explain what makes a good credit score, and, if your credit history isn’t 100%, we have got a number of hints and tips on what you can do to improve it.

Testimonials

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Google Reviews
I love their repayment plan, especially d duration. Took a bit long my first time but way easier the second time i applied with them
5/5
Great service all round. I can recommend to anyone.
5/5
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